For calls, it's 'Angels on the Moon' by Thriving Ivory
For texts, it's 'Dead and Gone' by T.I.
And various personalized ringtones for my mom, dad, brothers, and a few friends so I know who's calling me before I even look at the caller ID.
Same here AFA being cheap. My phone has the ability to record sound. So, rather than paying for a ring tone, I play a song or whatever on the computer and hold the phone up to the speaker. I have the crazy frogs thingy as my main one, since it's not a normal thing you'd hear. But, there are a handful of people for whom I have a seperate song so that I know who's calling before I even pull the phone out.