The Culprit ??
I believe that I may have discovered two of the culprits...
JavaScript and/or Cookies
When Netscape is set to activate <I><B>ONLY</B></I> Java,,, and <B><I>NOT</I></B> Javascript (nor cookies) things go very well
When Cookies and JavaScript <I><B>ARE</B></I> enabled,,, the Java Ghost kills me repeatedly.
Anybody else want to try this theory ?