BAAAAA

[Deusxlionxx]

This is a random thought -

Im moving out on my own for the first time October 1st, and have a roommate who I know a) Has a consistent job (almost unreal in this economy); b) doesn't drive me crazy; and c) showers on a consistent basis. Im only 20, and the majority of the rednecks I work with seem to think I should stay home until the age of thirty until I can put a down payment on a house.

My question:

The only reason Im moving is because I have the bite to establish myself on my own terms, which means I can't run my graphics business (as I aspire to do) out of my parent's freaking basement. Im still in school and am about to finish up an Associate's in Graphic Design, am single with no current aspirations to date for a while (the last one ended because she found out about my tickling interest... that's another story.) Should I really be worrying about a freaking HOUSE?


Sorry for the rant, just thought I'd get some outside input...

 

[♡AimLEE♡]

Definitely get out there on your own.

 

[drewskee]

By all means, move out.

 

[Raytheon]

Move out. It will change your life for the better ... on all counts 🙂

 

[steph]

Wait~I'm kind of confused.
First of all, are you a SHEEP?

And second, are you asking us if you should buy a house at 20? What's the rush?
For the record, I left home after I graduated HS at 17 and never went back. I owned my own business (I was a writer who dabbled in graphic design) but probably didn't buy my first home until I actually WAS 30. I don't feel bad about it at all. I'm picky~I wanted 4 bedrooms, a pool, in a great neighborhood. It's a lot more of a nightmare than you think~you can't just call the landlord anytime something breaks. Repairs, which are frequent, can cost a fortune. And yes I know, you CAN buy a newer house where everything has a warantee but typically speaking, a new house is more expensive and both the house and property size is smaller. In general, you tend to get less house for your money nowadays with a new place.

Anyway, that's just my experience, I hope it helped, ask if you have more questions.
XOXO

 

[sasaxrah]

I'd only move out if it makes financial sense for you. If it's going to be a burden you can't handle, there's no reason to put that on yourself. I know living at home is no fun when you're over 18, but don't get yourself into financial trouble if you don't have to. Remember, you have to not only pay rent, but furniture, utilities, cable, food, internet, and random odds and ends you never anticipate.

I thought you were asking about renting, right? I don't know anyone who buys their first place.

 

[Bugman]

A,b and c sound fine. Is this person responsible with his-her money? Having a roomie with a job is not a guarantee they will hold up their end. Been there,done that. It cost me quite a bit of money and time to get out of that mess.

 

[fireguardian]

I am 24 and I understand where you are coming from. I still live at home and am itching to get out on my own. Repeatedly I am told stay at home as long as I can but it's not always that easy. While not having to spend on rent money is great the sacrifce I have made on privacey and space has been a very big deal. If you have the ability to move out and can foot the bill do what you think is best. Personally I am working on finding a place now and it is a wonderful feeling. If it's what you need to do in order to help your career and yourself go for it my friend. Best of luck apartment hunting.

 

[Tamia78]

I say if you are financially able, and if you would like to buy a house, do it. I wish I would've bought my house sooner than I did. It's a great investment, in my opinion, but ONLY if you are financially stable enough to do it. But, either way, yes, definitely get out on your own.

--T

 

[Deusxlionxx]

A,b and c sound fine. Is this person responsible with his-her money? Having a roomie with a job is not a guarantee they will hold up their end. Been there,done that. It cost me quite a bit of money and time to get out of that mess.

I've checked into his place of work, its legit, and I guess the jobs keep rolling in. (Ironically, he's a cabinet maker, so he already has quite the amount of furniture made to well, furnish the apartment.)

 

[Deusxlionxx]

Wait~I'm kind of confused.
First of all, are you a SHEEP?

And second, are you asking us if you should buy a house at 20? What's the rush?
For the record, I left home after I graduated HS at 17 and never went back. I owned my own business (I was a writer who dabbled in graphic design) but probably didn't buy my first home until I actually WAS 30. I don't feel bad about it at all. I'm picky~I wanted 4 bedrooms, a pool, in a great neighborhood. It's a lot more of a nightmare than you think~you can't just call the landlord anytime something breaks. Repairs, which are frequent, can cost a fortune. And yes I know, you CAN buy a newer house where everything has a warantee but typically speaking, a new house is more expensive and both the house and property size is smaller. In general, you tend to get less house for your money nowadays with a new place.

Anyway, that's just my experience, I hope it helped, ask if you have more questions.
XOXO

I do appreciate your advice... I actually am against owning a house in general. Ive managed to keep myself out of debt (no credit cards, the only outstanding debt I have is for a car loan.)

Im relatively good financially. I mean, a two bedroom, $680 a month, heat and water included sounds right up my alley.

 

[steph]

Oh, it's no biggie~y'welcome.
Home ownership is not for everybody yanno? Truth be told, I did it because it's what was expected~it's traditon, the Italian way: You reach a certain age, take a boy, the family helps you buy your first house. Blah, blah, blah...When my folks divorced 35 years ago, my pop sold the house, lived off the considerable profit and still rents to this day. Turns out he never wanted the house in the first place, he just didn't want to deal with the headache. Which I totally get. Somedays, I miss renting.

Keep up your excellent financial situation~even if you NEVER buy a house, being in that position, having that choice is priceless!
XOXO

I do appreciate your advice... I actually am against owning a house in general. Ive managed to keep myself out of debt (no credit cards, the only outstanding debt I have is for a car loan.)

Im relatively good financially. I mean, a two bedroom, $680 a month, heat and water included sounds right up my alley.

 

[Mister Scruff]

You don't really find out who you are until you move out and live on your own, and if you've got a) the wherewithall to do it and b) a stable arrangement to walk into then you should definitely go for it. Anyone who advises you to live with your parents, even if it is to save for a house, until you're thirty is weird. Not as weird as someone who actually does that, but still.

 

[Deusxlionxx]

You don't really find out who you are until you move out and live on your own, and if you've got a) the wherewithall to do it and b) a stable arrangement to walk into then you should definitely go for it. Anyone who advises you to live with your parents, even if it is to save for a house, until you're thirty is weird. Not as weird as someone who actually does that, but still.

To some extent, such as commuting for college or etc, I can understand. My sister is 26 and is going to school for nursing (obviously an intensive study regiment). She just moved out, so I was wondering if I was either ahead of the curve she set, or just really really stupid.

Thanks for the input, guys. It helps to have an outside opinion once and a while.

 

[tklee88]

welcome to the real world! 🙂

I just moved out on my own..and I am LOVVVINNGGG ITTT!!!!!!!

Granted..Rent sucks...but that's life. And by working and getting to actually establish some independence, you DEFINITELY need to do this. Your living situation sounds a hell of a lot better than mine...( my roomie is a fail face). Good luck!

 

[Musicroxmysox]

Hey if you can afford it then I say go for it.

I would if I could, but it's not an option for me at the moment.

 

[MrMacphisto]

Rent a house first. You don't want to be saddled with a mortgage yet.

Plus, a lot of the country is still experiencing falling real estate values. It's probably going to be another year or two before that stabilizes.