OK, so my wife's youngest sister, who is always having financial trouble, called last night and asked my wife if she could 'borrow' $500. My wife and I know that IF we give her the money we will never be paid back. When my wife told me I said something like "we should make her work for it, clean our house, cut the grass, something" but we both agreed she'd do a crappy job and whine the whole time. Offhandedly I said "at least make her suffer for it a little, like spanking or tickling" and my wife reminded me that her sister is deathly ticklish and hates to have her feet even touched. We kinda left it at that, said we'd talk tonight about the $500. So now what?